SafeLink Wireless Provides FREE Cellular Service to Income-Eligible Consumers
Lifeline Benefits
Lifeline Assistance is part of a program that was created by the government to provide discounted or free telephone service to income-eligible consumers. To help bring you this important benefit, SafeLink Wireless is proud to offer Lifeline Service. Through our Lifeline Service you will receive FREE cellular service, a FREE cell phone, and FREE Minutes every month! SafeLink Wireless Service does not cost anything – there are no contracts, no recurring fees and no monthly charges.
Any Minutes you do not use will roll-over. Features such as caller ID, call waiting and voicemail are all also included with your service. If you need additional Minutes, you can buy TracFone Airtime Cards at any TracFone retailer Walmart, Walgreens, Family Dollar, etc). SafeLink Airtime Cards will be available soon.
Your exact benefits, including the number of free Minutes you will receive, depend on the state you live in. Please enter your ZIP code to get the details for your state.
How to Qualify
The process to qualify for Lifeline Service depends on the State you live in. In general, you may qualify if…
* You already participate in other State or Federal assistance program such as Federal Public Housing Assistance, Food Stamps and Medicaid.
* Your total household income is at or below 135% of the poverty guidelines set by your State and/or the Federal Government.
* No one in your household currently receives Lifeline Service through another phone carrier.
* You have a valid United States Postal Address. In order for us to ship you your free phone you must live at a residence that can receive mail from the US Post Office. Sorry, but P.O. Boxes cannot be accepted.
In addition to meeting the guidelines above you will also be required to provide proof of your participation in an assistance program, or proof of your income level.
Credit Card Management Services, Inc. d.b.a. Debthelper.com becomes licensed in Indiana to provide Debt Management Services
(PRWEB) April 22, 2009 – During this economic crisis, with more people struggling to pay off their debt, Credit Card Management Services, Inc. Dba Debthelper.com is now able to service thousands more.
As of today, Debthelper.com has become licensed in the State of Indiana under the Indiana Debt Management Companies Act (IC 28-1-29) as a Debt Management Company.
For consumers that are currently past due on their accounts, the debt management plan will provide the immediate benefits of lower payments, late and over limit fee suspension and account re-ages.
Debthelper.com (http://www.debthelper.com/) is an IRS Approved 501c3 Non-Profit Florida Corporation dedicated to our mission of providing consumers in the State of Indiana compassionate and professional, financial counseling and education in an ethical manner with efficient, timely and problem-solving support.
Since being formed in 1996, Debthelper.com has helped guide tens of thousands of people throughout the country out of financial difficulty. With this official recognition, Debthelper.com is now eligible to provide the following for Indiana Residents:
· Debt Management Programs
· Budgeting and Spending Plans
· Credit Report Education
· Pre-Filing Credit Counseling for Bankruptcy*
· Pre-Discharge Debtor Education*
Debthelper.com counselors are certified by either the Center of Financial Certification (CFC), by the National Association of Certified Credit Counselors (NACCC), and/or are Exam-Qualified in the HUD-HECM Network. To locate Debthelper.com Reverse Mortgage Counselors in the HUD-HECM National Network go to http://www.hecmresources.org/.
Credit Card Management Services, Inc. Dba Debthelper.com is accredited with the Better Business Bureau (BBB) and adheres to the organization’s high standards of ethical business behavior.
As a member of the Association of Independent Credit Counseling Agencies (AICCCA), Debthelper.com adheres to AICCCA’s strict code of practice. Debthelper.com is ISO:9001 compliant as audited by Bureau Veritas of North America (BVI).
Credit Card Management Services, Inc. Dba Debthelper.com is approved by the (EOUST) United States Department of Trustees to issue certificates of completion of credit counseling or a personal financial management instructional course in compliance with the bankruptcy code. Approval does not guarantee or endorse the quality of a provider’s services.
Credit Card Management Services, Inc. Dba Debthelper.com is approved by the Department of Housing and Urban Development (HUD) to provide comprehensive housing counseling services.
For additional information on freeing yourself from debt, contact Debthelper.com Licensing and Compliance Department or visit http://www.debthelper.com/. Debthelper.com complies with all state licensing requirements to ensure state mandated regulations are adhered to.
Contact: Licensing and Compliance
Credit Card Management Services, Inc. Dba Debthelper.com
community@debthelper.com
800-920-2262 x 8135
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HECM Reverse Mortgage Effects on Interest Deduction
As a HECM counselor, I speak with seniors all the time who are concerned about not being able to deduct their loans interest from their taxes every year. Even though they are reducing their expenses by doing the HECM Reverse Mortgage, many seniors still count on that deduction every year. Why can’t the seniors deduct the Reverse Mortgage’s interest from their taxes every year? And are there any ways around this without having to avoid the Reverse Mortgage entirely?
(If no outside response is given, answers will be posted within 3 business days.)
DebtHelper.com is licensed in Indiana now…
Good new….DebtHelper.com is now licensed in the state of Indiana. So now we can help consumers in Indiana.
Debt Settlement how it works
I called a Company Genisis debt settlement the other day and the lady said that the amount they charge is 10% of the settled amount. This would be about $3,400 on my $34,000 debt and then they charge a $55 fee on top of that for 48 months ($2640) for a grand total of $6,040.
Wow….. and I think this also may hurt my credit. Credit counseling may take longer, 5 years but it may be better for my credit.
Bank of America
I do not understand why Bank of America wants me to place all my accounts on the program. Because of this I am not able to place them on the program. My payment would be to high.
DEBTHELPER.COM 